Care Home Funding Report · Free-access pilot
Understand your care home funding options — free
Get your full personalised Care Home Funding Report online. Explore your funding routes, estimated contributions, financial projections and practical next steps.
Free · funded by RightCareHome
Get my full report — freeFull online report · 90-day access · No card or subscription
Explore an example firstYour full online report — included free
- Explore NHS, council and property-funding routes
- Understand your estimated weekly contributions
- Review your care needs across the CHC domains
- See your financial projections and assumptions
- Find practical recommendations and next steps
- Return for 90 days, share your link, or print a PDF copy
We’re covering the cost of the full Funding Report at RightCareHome during our free-access pilot, so families can explore their options without paying for the report. Feedback is welcome, but optional.
Get my full report — freeFrom your situation to your next steps
- 01
Answer questions about care needs and finances.
- 02
Open your full report online — without a payment step.
- 03
Explore the funding sections and return to your next steps over the next 90 days.
About your free report
Optional tools for taking further action
Your full Funding Report is free. The separate £199 Action Pack adds editable letters, evidence checklists, a simulator and progress tools.
Choose Action Pack — £199Funding cluster 1
NHS Continuing Healthcare: Do You Qualify?
Continuing Healthcare Checklist: Assess Eligibility
What is continuing healthcare? NHS Continuing Healthcare is full NHS care funding for people whose primary need is a health need rather than a social care need. If it applies, the NHS can pay care home fees in full with no means test on savings or property.
Our assessment works like a continuing healthcare checklist. It screens the same 12 NHS continuing healthcare criteria used in the Decision Support Tool so families can see whether a full assessment may be worth requesting.
Funding cluster 2
Deferred Payment Care Home: Can You Avoid Selling Your Home?
Who Pays for Care Home Fees? Local Authority Funding and DPA Options
A deferred payment care home arrangement lets the local authority pay eligible fees while a legal charge is placed on the property, so the house does not have to be sold immediately.
For families paying for care home fees, the real decision is not just house versus savings. The report checks Deferred Payment Agreements, council support, self-funding, and how long savings may last in one place.
Funding cluster 3
Care Home Top Up Fees: Are You Paying More Than the Local Rate?
Care home top up fees appear when the local authority rate is lower than what the home actually charges. Many families do not see the gap until council funding starts.
The report compares your weekly fee with the latest local authority benchmark so you can see the local rate, the weekly shortfall, and the point at which a family may be asked to cover the difference.
Funding cluster 4
Funded Nursing Care: What Is It?
NHS Funded Nursing Care: The Weekly Benefit
NHS funded nursing care is the weekly NHS contribution paid directly to a nursing home when nursing care is being provided and full CHC is not in place. For families comparing quotes, it should be treated as a distinct funding stream rather than rolled into general fee assumptions.
The funded nursing care rate UK families need to check changes the effective weekly fee in nursing settings, so it belongs on the funding page itself rather than being left only to cost guides.
Attendance allowance in care home is a separate question. Families often confuse it with funded nursing care, even though the eligibility rules and the way the money is applied are different.
Funding cluster 5
Attendance Allowance in a Care Home: Does It Still Apply?
What Self-Funders Often Miss
Attendance allowance in a care home is one of the most misunderstood benefits. If you pay your own care home fees, you can usually still claim it, but the position changes the moment the NHS or your council starts paying towards your care.
The report checks whether attendance allowance may apply to your situation, which weekly rate is likely, and how it interacts with the rest of your funding, so you neither miss money you are owed nor rely on a payment that may later be withdrawn.
Funding cluster 6
Section 117 Aftercare: Could This Mean Free Care?
When Local Authority Funding Does Not Apply
Section 117 aftercare can mean care is free and not means-tested when a placement follows specific Mental Health Act sections. This is one of the highest-value funding routes families miss.
Most families asking about a section 117 care home case are trying to answer one question: does the normal means test still apply, or should care be funded in full?
Before we generate your report
This personalised digital report applies publicly available care-funding and means-test rules to the details you provided. It helps you understand your likely position before speaking with your council or adviser. It is not regulated financial advice and does not replace advice about property, pensions, investments or long-term financial planning.
Read what the report covers