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Independent care home assessments helping families avoid financial risks and find the best care for their loved ones.

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Free Care Home Resources

Practical checklists to help UK families find and monitor quality care homes. No email required.

Download and print these evidence-based checklists to guide your care home search. All resources are free and based on analysis of 15,000+ UK care homes.

First-Time Care Home Visitor Checklist

Essential observations for your first visit

Call ahead and book a convenient time (avoid mealtimes 12-2pm)
Bring a list of your loved one's specific care needs
Note the smell when you enter (should be fresh, not overwhelming air freshener)
Observe staff-resident interactions (friendly? rushed?)
Check if residents look engaged or isolated
Ask to see an example room similar to what you'd choose
Request a written fee breakdown before you leave
Take photos/notes (ask permission first)
Visit during different times if possible (morning vs afternoon)
Trust your gut—how does the place feel?

How to Read a CQC Report in 5 Minutes

Quick reference guide for UK care home inspections

30 seconds
Step 1: Check Inspection Date

Is it within last 18 months? (If no, rating may be outdated)

2 minutes
Step 2: Check "Must Do" vs "Should Do" Actions

Must Do = Serious failings (red flag if recent)
Should Do = Improvements recommended

2 minutes
Step 3: Focus on These 2 Key Areas

Safe: Safeguarding, staffing levels, medication management
Well-Led: Leadership, culture, family involvement

30 seconds
Step 4: Read "What people who use this service say"

Actual resident/family quotes reveal real experience

30 seconds
Step 5: Check for Enforcement Actions

Warning notices, conditions on registration = serious concerns

Important: 70% of CQC ratings are over 4 years old. Always check the inspection date first!

UK Care Funding Options: Quick Reference

Understanding funding sources for care homes in 2026

1

NHS Continuing Healthcare (CHC)

Who qualifies: Complex healthcare needs (not social care)

Coverage: 100% funded by NHS

Action: Request CHC assessment from GP/hospital

Timeline: 28 days for decision

2

Local Authority Funding

Who qualifies: Savings under £23,250 + needs assessment

Coverage: Pays up to MSIF rate (~£700-900/week England avg)

Action: Contact Adult Social Services for assessment

Note: May need to top up if chosen home costs more

3

Self-Funding

Who qualifies: Savings over £23,250

Coverage: Average cost: £1,000-1,400/week (varies by region)

Action: Negotiate—self-funders often pay 35-48% above council rates

4

Deferred Payment Agreements

Who qualifies: Home ownership + savings under £23,250 (excluding house value)

Coverage: Council pays fees, reimbursed when house sells

Action: Apply to local authority

5

Attendance Allowance

Who qualifies: Over 65 + need help with daily tasks

Coverage: £72.65/week (lower) or £108.55/week (higher)

Timeline: Apply 3+ months before moving in

📞 Next Step: Contact your local council's Adult Social Services for personalized advice

Family Decision-Making Checklist

Guide for family discussions about care home choice

About Your Loved One

What are their top 3 priorities? (location, activities, specialist care, etc.)
What environment would they feel comfortable in? (small/large, quiet/active)
Are there any deal-breakers? (no smoking, must have garden access, etc.)

Practical Considerations

Who will visit regularly? How far can they travel?
What's the realistic budget (including potential future increases)?
Who will handle admin? (bills, liaison with home, complaints)

Emotional Preparation

What are each family member's concerns/fears?
Are there any disagreements that need resolving first?
How will we make the final decision if we can't all agree?

Action Items After Discussion

Create shortlist of 3-5 homes everyone agrees to visit
Assign tasks (who researches funding, who schedules visits, etc.)
Set a decision timeline (avoid rushing, but avoid endless delays)

💡 Tip: Include your loved one in decisions wherever possible—it's their home.

10 Warning Signs After Move-In

Quality monitoring checklist for ongoing care

Physical Signs

Unexplained bruises, cuts, or pressure sores
Weight loss or dehydration
Wearing same clothes multiple days

Emotional/Behavioral Signs

Sudden withdrawal, anxiety, or fearfulness (especially around staff)
Reluctance to talk about specific staff members
Asking to leave/go home more than usual

Care Quality Signs

Call bell left unanswered for extended periods
Medication errors (wrong dose, missed doses)
Personal belongings frequently "missing"
Limited or no activities/stimulation

What to Do If You Notice Issues

  1. Document: Note dates, times, specific incidents
  2. Speak up: Raise concerns with care home manager first
  3. Escalate if needed: Contact CQC (03000 616161) or local safeguarding team
  4. Consider moving: If issues persist or are serious

✅ Prevention: Regular, varied-time visits (not just scheduled) help maintain standards.

Ready to Find the Right Care Home?

Our free assessment analyzes your specific needs and recommends suitable care homes based on CQC ratings, location, care needs, and budget.

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